Haven Life Term Life Insurance
Simple, affordable term life insurance by MassMutual. Apply online in minutes with coverage up to $3 million. No medical exam for qualifying applicants.
Last checked on June 9, 2026. We may earn a commission when you click through.
Haven Life offers a straightforward approach to term life insurance, making it accessible and user-friendly. However, recent changes in their application policy may limit new customers.
Haven Life offers a straightforward approach to term life insurance, making it accessible and user-friendly. However, recent changes in their application policy may limit new customers.
Pros
- ✓ Simple online application process
- ✓ Coverage options up to $3 million
- ✓ No medical exam required for qualifying applicants
- ✓ Affordable monthly premiums ranging from $15 to $80
Cons
- ✗ Currently not accepting new applications
- ✗ Limited coverage types compared to some competitors
- ✗ Customer service may be less accessible during transition period
Best For: Ideal for individuals seeking a hassle-free way to secure term life insurance without extensive medical evaluations.
Watch Out: Since Haven Life is no longer accepting new applications, consider alternative providers if you're looking for new coverage options.
Expert Review
Haven Life, backed by MassMutual, has positioned itself as a leader in the term life insurance space by prioritizing a user-friendly experience. The online application process is streamlined, allowing potential policyholders to secure coverage quickly. With options for coverage up to $3 million and affordable monthly premiums between $15 and $80, Haven Life appeals to a broad audience.
However, prospective customers should note that Haven Life is currently not accepting new applications, which limits access for those looking to obtain coverage now. This situation could push individuals to explore other insurers that may offer similar or even more extensive coverage options. Additionally, while the no-medical-exam policy is a significant advantage for many, it may not be available to everyone depending on individual health assessments.
As Haven Life transitions away from new applications, existing policyholders can rest assured that their coverage will remain unchanged, continuing to be managed by MassMutual. For those seeking new life insurance policies, it may be worth comparing alternatives to ensure you're getting the best fit for your needs.
Key Details
Coverage
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